## Insight **PEPM Is Predictable. Utilization Is Aligned. Why We Offer Both.** Brook West **COBRA Qualifying Events: The Full List Beyond Layoffs** **Advisory Firm vs. Licensed Agency: Who Can Actually Enroll?** **It's Not If, It's When: Build Your Off-Boarding Plan Before You Need It** **The Best Cost-Containment Solution Is the One You Can Implement the Fastest** ## Insight **Your Aging Workforce Is a Benefits Cliff. Here's the Data.** Carly Keller ## Stories **Why Our Agents Don't Work on Commission** Dan Wertheimer ## Insight **What HR Can and Can’t Say About Medicare (Without a License)** Dan Wertheimer ## Insight **The Captive Blind Spot at the Exit Door** Tom Cox ## Insight **Benefits Consultants, the 2027 Renewal Math Is Already Brutal. Here Are the Two Levers That Actually Move the Number.** Tom Cox ## Insight **"Our Plan Is Too Rich. They'll Always Choose COBRA."** Carly Keller ## News **P&A Group Partners with When to Deliver Healthcare Transition Support for Employer Clients** Tom Cox ## Stories **The Salary Number Everyone Sees. The Health Insurance Gap Nobody Talks About.** Andy Hamilton ## Insight **AI in Employee Benefits: From Chatbot Curiosity to the Most Important Decision Your Departing Employees Will Ever Make** Tom Cox ## Insight **Americans Are Rationing Medicine to Afford Health Care. Employers Can't Look Away.** Andy Hamilton ## Insight **COBRA Is a Known Underwriting Problem. When Is the Solution Carriers Haven't Had.** Tom Cox ## Insight **COBRA Administrators: From Compliance Vendor to Strategic Partner** Jeremy Leon ## Insight **How PEOs Are Turning Offboarding into a Competitive Edge** Dan Wertheimer ## Insight **Why Proactive Medicare Support Delivers ROI** Carly Keller ## News **When Raises $10M Series A: Building the Bridge Across America's Healthcare Gap** Andy Hamilton ## Insight **Your COBRA Subsidy Is Costing You Double. Here's the Fix.** ## Insight **How to Update Your Severance Policy Without the Drama: A Practical Guide** Jeremy Leon ## Insight **How Self-Funded TPAs Can Help Clients Reduce COBRA Claims Exposure** Tom Cox ## Insight **COBRA Is Your Most Underleveraged Service Line — How Benefits TPAs Can Change That** Tom Cox ## Stories **The Story of When: Two neighbors' mission to fill America's Healthcare Gap.** Patrick Koeller ## Insight **How COBRA Is Quietly Driving Up Healthcare Costs for Self-Insured Employers** Andy Hamilton ## News **When CEO Andy Hamilton Featured in "All the Cool Girls Get Fired"** Carly Keller ## Stories **A When Story - Meet Nicole** Carly Keller ## News **When Partners with Iowa State University, Helping Graduates Navigate Health Insurance** Carly Keller ## Insight **The Hidden Costs of Poor Employee Offboarding** Andy Hamilton ## Insight **COBRA’s Mid-Life Crisis Hits at 39** Patrick Koeller ## Insight **The True Cost of Offboarding: A Look Beyond the Last Paycheck** Patrick Koeller ## Insight **The Rise of Revenge Quitting: Why Employees Are Taking a Stand in 2025** Dan Wertheimer ## Insight **Buyouts vs Layoffs: A Complete Guide to Workforce Reduction Options** Andy Hamilton ## Insight **The Future of Healthcare: Finding Your Place in the Medical Revolution** ## News **2024 Year in Review: A Year of Better Healthcare Choices** Andy Hamilton ## News **When Welcomes Tara Conger to Board of Directors** Dan Wertheimer ## Insight **Client Saved $1.4M in 3 Months with When’s Workforce Transitions Platform** Carly Keller ## Insight **Picking Insurance Plans with When** Patrick Koeller ## Insight **What is COBRA?** Dan Wertheimer ## Insight **What is Health Insurance?** Jeremy Leon ## Stories **The Birth of When** Andy Hamilton